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Our Data Breach Program is slot rated for our members. Select your option. The premium for each option is listed below.

Agencies over $10,000,000 in revenues or with over 50% of revenues derived from benefits please complete an application for pricing.

 

2. Select Policy Option:
Limit of Liability Aggregate $250,00 $500,000 $1,000,000 $2,000,000
Retention $1,000 $1,000 $1,000 $1,000
Notification Limit 25,000 records 50,000 records 100,000 records 100,000 records
Legal, Forensics & PR (outside limit of liability) $250,000 $500,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $250,000 $500,000 $1,000,000 $2,000,000
Regulatory Defense & Penalties $250,000 $500,000 $1,000,000 $2,000,000
PCI Fines & Penalties $250,000 $500,000 $500,000 $500,000
Website Media Liability $250,000 $500,000 $1,000,000 $2,000,000
Cyber Extortion $250,000 $500,000 $1,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $250,000 $500,000 $1,000,000 $2,000,000
Consequential Reputational Loss $100,000 $100,000 $100,000 $100,000
Electronic Crime $100,000 $100,000 $100,000 $100,000
Fraudulent Instruction $100,000 $100,000 $100,000 $100,000
Telecommunications Fraud $100,000 $100,000 $100,000 $100,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $250 SL Tax: $7.50 Fees: $17.50 Total:$275 Premium: $500 SL Tax: $15.00 Fees: $35.00 Total:$550 Premium: $750 SL Tax: $22.50 Fees: $52.50 Total:$825 Premium: $1250 SL Tax: $37.50 Fees: $87.50 Total:$1375
2. Select Policy Option:
Limit of Liability Aggregate $500,000 $1,000,000 $1,000,000 $2,000,000
Retention $1,000 $1,000 $1,000 $1,000
Notification Limit 50,000 records 50,000 records 100,000 records 100,000 records
Legal, Forensics & PR (outside limit of liability) $500,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $500,000 $1,000,000 $1,000,000 $2,000,000
Regulatory Defense & Penalties $500,000 $1,000,000 $1,000,000 $2,000,000
PCI Fines & Penalties $500,000 $1,000,000 $1,000,000 $2,000,000
Website Media Liability $500,000 $1,000,000 $1,000,000 $2,000,000
Cyber Extortion $500,000 $1,000,000 $1,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $500,000 $1,000,000 $1,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $100,00 $100,000 $100,000 $100,000
Fraudulent Instruction $100,000 $100,000 $100,000 $100,000
Telecommunications Fraud $100,000 $100,000 $100,000 $100,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $550 SL Tax: $16.50 Fees: $38.50 Total:$605 Premium: $850 SL Tax: $25.50 Fees: $59.50 Total:$935 Premium: $950 SL Tax: $28.50 Fees: $66.50 Total:$1045 Premium: $1500 SL Tax: $45.00 Fees: $105.00 Total:$1650
2. Select Policy Option:
Limit of Liability Aggregate $500,000 $1,000,000 $1,000,000 $2,000,000
Retention $1,000 $1,000 $1,000 $1,000
Notification Limit 50,000 records 50,000 records 100,000 records 100,000 records
Legal, Forensics & PR (outside limit of liability) $500,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $500,000 $1,000,000 $1,000,000 $2,000,000
Regulatory Defense & Penalties $500,000 $1,000,000 $1,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $500,000 $1,000,000 $1,000,000 $2,000,000
Cyber Extortion $500,000 $1,000,000 $1,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $500,000 $1,000,000 $1,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $750 SL Tax: $22.50 Fees: $52.50 Total:$825 Premium: $950 SL Tax: $28.50 Fees: $66.50 Total:$1045 Premium: $1100 SL Tax: $33.00 Fees: $77.00 Total:$1210 Premium: $2200 SL Tax: $66.00 Fees: $154.00 Total:$2420
2. Select Policy Option:
Limit of Liability Aggregate $500,000 $1,000,000 $1,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 50,000 records 50,000 records 100,000 records 100,000 records
Legal, Forensics & PR (outside limit of liability) $500,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $500,000 $1,000,000 $1,000,000 $2,000,000
Regulatory Defense & Penalties $500,000 $1,000,000 $1,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $500,000 $1,000,000 $1,000,000 $2,000,000
Cyber Extortion $500,000 $1,000,000 $1,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $500,000 $1,000,000 $1,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $950 SL Tax: $28.50 Fees: $66.50 Total:$1045 Premium: $1100 SL Tax: $33.00 Fees: $77.00 Total:$1210 Premium: $1250 SL Tax: $37.50 Fees: $87.50 Total:$1375 Premium: $2350 SL Tax: $70.50 Fees: $164.50 Total:$2552
2. Select Policy Option:
Limit of Liability Aggregate $1,000,000 $1,000,000 $1,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 50,000 records 100,000 records 150,000 records 100,000 records
Legal, Forensics & PR (outside limit of liability) $1,000,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $1,000,000 $1,000,000 $1,000,000 $2,000,000
Regulatory Defense & Penalties $1,000,000 $1,000,000 $1,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $1,000,000 $1,000,000 $1,000,000 $2,000,000
Cyber Extortion $1,000,000 $1,000,000 $1,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $1,000,000 $1,000,000 $1,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $1200 SL Tax: $36.00 Fees: $84.00 Total:$1320 Premium: $1350 SL Tax: $40.50 Fees: $94.50 Total:$1485 Premium: $1500 SL Tax: $45.00 Fees: $105.00 Total:$1650 Premium: $2700 SL Tax: $81.00 Fees: $189.00 Total:$2970
2. Select Policy Option:
Limit of Liability Aggregate $1,000,000 $1,000,000 $2,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 100,000 records 250,000 records 100,000 records 250,000 records
Legal, Forensics & PR (outside limit of liability) $1,000,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Regulatory Defense & Penalties $1,000,000 $1,000,000 $2,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Cyber Extortion $1,000,000 $1,000,000 $2,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $1,000,000 $1,000,000 $2,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $2180 SL Tax: $65.40 Fees: $152.60 Total:$2398 Premium: $2250 SL Tax: $67.50 Fees: $157.50 Total:$2475 Premium: $2850 SL Tax: $85.50 Fees: $199.50 Total:$3135 Premium: $3160 SL Tax: $94.80 Fees: $221.20 Total:$3476
2. Select Policy Option:
Limit of Liability Aggregate $1,000,000 $1,000,000 $2,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 100,000 records 250,000 records 100,000 records 250,000 records
Legal, Forensics & PR (outside limit of liability) $1,000,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Regulatory Defense & Penalties $1,000,000 $1,000,000 $2,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Cyber Extortion $1,000,000 $1,000,000 $2,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $1,000,000 $1,000,000 $2,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $2610 SL Tax: $78.30 Fees: $182.70 Total:$2871 Premium: $2895 SL Tax: $86.85 Fees: $202.65 Total:$3184.50 Premium: $3275 SL Tax: $98.25 Fees: $229.25 Total:$3602.50 Premium: $3655 SL Tax: $109.65 Fees: $255.85 Total:$4020.50
2. Select Policy Option:
Limit of Liability Aggregate $1,000,000 $1,000,000 $2,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 100,000 records 250,000 records 100,000 records 250,000 records
Legal, Forensics & PR (outside limit of liability) $1,000,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Regulatory Defense & Penalties $1,000,000 $1,000,000 $2,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Cyber Extortion $1,000,000 $1,000,000 $2,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $1,000,000 $1,000,000 $2,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $2930 SL Tax: $71.70 Fees: $205.10 Total:$3206.80 Premium: $3275 SL Tax: $98.25 Fees: $229.25 Total:$3602.50 Premium: $3655 SL Tax: $109.65 Fees: $255.85 Total:$4020.50 Premium: $4085 SL Tax: $122.55 Fees: $285.95 Total:$4493.50
2. Select Policy Option:
Limit of Liability Aggregate $1,000,000 $1,000,000 $2,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 100,000 records 250,000 records 100,000 records 250,000 records
Legal, Forensics & PR (outside limit of liability) $1,000,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Regulatory Defense & Penalties $1,000,000 $1,000,000 $2,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Cyber Extortion $1,000,000 $1,000,000 $2,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $1,000,000 $1,000,000 $2,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $3240 SL Tax: $97.20 Fees: $226.80 Total:$3564 Premium: $3610 SL Tax: $108.30 Fees: $252.70 Total:$3971 Premium: $4000 SL Tax: $120.00 Fees: $280.00 Total:$4400 Premium: $4525 SL Tax: $135.75 Fees: 316.75 Total:$4977.50
2. Select Policy Option:
Limit of Liability Aggregate $1,000,000 $1,000,000 $2,000,000 $2,000,000
Retention $2,500 $2,500 $2,500 $2,500
Notification Limit 100,000 records 250,000 records 100,000 records 250,000 records
Legal, Forensics & PR (outside limit of liability) $1,000,000 $1,000,000 $1,000,000 $1,000,000
Notification Threshold 100 records 100 records 100 records 100 records
Security & Privacy Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Regulatory Defense & Penalties $1,000,000 $1,000,000 $2,000,000 $2,000,000
PCI Fines & Penalties $500,000 $500,000 $500,000 $500,000
Website Media Liability $1,000,000 $1,000,000 $2,000,000 $2,000,000
Cyber Extortion $1,000,000 $1,000,000 $2,000,000 $2,000,000
Data Protection Loss and Business Interruption Loss $1,000,000 $1,000,000 $2,000,000 $2,000,000
Consequential Reputational Loss $25,000 $25,000 $25,000 $25,000
Electronic Crime $25,000 $25,000 $25,000 $25,000
Fraudulent Instruction $25,000 $25,000 $25,000 $25,000
Telecommunications Fraud $25,000 $25,000 $25,000 $25,000
Criminal Reward $25,000 $25,000 $25,000 $25,000
Premium (less than 50% benefits) Premium: $3325 SL Tax: $99.75 Fees: $232.75 Total:$3657.50 Premium: $3655 SL Tax: $109.65 Fees: $255.85 Total:$4020.50 Premium: $4180 SL Tax: $125.40 Fees: $292.60 Total:$4598 Premium: $4750 SL Tax: $142.50 Fees: $332.50 Total:$5225

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Explanation of Insuring Agreements

Limit of Liability

The Limit of Liability is the aggregate amount that will be paid by the carrier for defense and damages. This aggregate will include the following sublimits that are part of this limit; Information Security & Privacy Liability, Regulatory Defense and Penalties, Website Media Content Liability, Business Interruption, Cyber Extortion, PCI Fines and Costs.